OeNB Financial Literacy Evaluation Series: Data privacy and ethics in financial literacy evaluation research

Authors: Theresa Lorenz and Katharina Felbermayr
Year: 2025

Like all research involving individuals, evaluation research presents specific ethical and data protection challenges that must be considered throughout the entire evaluation process, from the evaluation design to the final publication. In this introductory article, we provide an overview of the key legal and ethical aspects that are typically relevant for the evaluation of financial literacy interventions. To do so, we present important legal terminology and regulations alongside fundamental ethical principles. Furthermore, we suggest potential strategies for ­addressing ethical and data protection challenges.

The full report is available as PDF and HTML.